One number a day.Stay above it.
Sobra hands you a number each morning. Spend less than it and the day is green. What's left piles up.
Free. No bank login. Nothing leaves your phone.
Bills are handled once. The rest is decisions.
Tell Sobra what comes in and what goes out automatically. It does the math and hands you a daily number. Then every spend is two taps. Rent never touches the number, because rent isn't a decision.
Today's number lands on the lock screen.
Coffee. Two taps from the widget, phone stays locked.
Lunch. The number drops. Still green.
Groceries you'd planned for. Nothing to think about.
The day seals green. What's left moves into your Reserve.
Green days build something.
Whatever you don't spend goes into your Reserve. It's a number that only grows when you make good calls, drawn as a stack of the days you made them. A red day takes a little out. No lecture, it just does the math.
Big day coming? Plan it. Take it from the Reserve, or spread it thin over the next 30 days. Either way the month still balances and you decided, not your statement.
About 8 days of spending
Every dot is a day you decided something. After a year the dots say more about you than any chart, and you'll want to keep the colour you've got.
Paid in gigs, commissions, tips? Built for that.
Don't guess a month. Log each payment as it lands. It covers your bills first, takes a savings cut, and the rest raises your number for the next 30 days. Good months lift it. Slow months don't sink it.
Bills this month still owed: $300.
Bills covered first. 20% of what's left goes to your Reserve.
For the next 30 days. Shown before you commit, not after.
Going out mode, for the nights you lose count.
Tap it on the way out. Your number moves to the lock screen and the Dynamic Island with the presets right there. Log a round without unlocking. It ends when you tap Done, and in the morning the night shows up as one line, not a surprise.
A month you can post.
Every month you get a scorecard: green days, green rate, best run, how many days your Reserve would cover. Counts and percentages, never dollar amounts, so you can share it without flinching. Your friends can't see what you make. They can see how you did.
Leagues are coming: five to ten friends, ranked on behaviour, not income. The person making the most doesn't win. The person making the best calls does.
What it doesn't do.
No bank login
You type the number. That's where the awareness happens. The second it's automatic, it's a feed you scroll past.
No categories up front
Log first, tag later if you feel like it. Budgets fail because they ask for homework. Sobra asks for two taps.
No selling you to a bank
Nothing leaves your phone. If you join a league, counts and percentages sync. Never an amount.
Know every day whether you came out ahead.
iPhone, iOS 17 and later. Free.